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OUR TEAM

A group of industry veterans in the world of Islamic FinTech came together, with a game changing mentality and a unique vision, to revolutionize the way institutions grow their business.

MEET OUR TEAM

Who we are

Ithmaar’s founding team comes from a strong business and technology background. This includes experience in: Islamic Finance (Micro, Retail/ Consumer, Corporate: Most Islamic instruments (Murabaha, Ijara, Musharaka, Mudaraba, Istisnaa, Salam, Tawarruq), Micro-finance project concept, Facility Management, Entire Customer Lifecycle: (Prospect, KYC, Grading), Collection, legal follow-up, Product Set-up Engines, Corporate Compliance, Credit Bureau Requirements, E—Murabaha and Islamic Factoring).

The founding team is also experienced in Islamic Trade Finance (L/C, LG, Collection documents). Investments (CRM, Asset Management, Fund Management, Portfolio Management & Analysis, Sukuk & Private Equity). Islamic Treasury (Limit Management & Controls, Most Islamic Treasury Instruments (Foreign Exchange, Exchange of Deposits - Forex Swap, Reverse Murabha, Investment Agency, Tawarruq)). Core Banking (Retail) (Account setup engine). Back Office (GL, AP, AR, FA, Voucher Setup Engine).

Osama Touny

CEO

B.Sc. of Commerce, Cairo University, Post Graduate Diploma in Computer Science, American University in Cairo.
25+ years of experience in the field of IT and Banking including information system management, business consultation... read more

Dr. Waleed Arafa

Senior Vice President - Product Architecture

B.Sc. of Architectural Engineering, PhD in Computer Science, Cairo University.
32+ years of experience in software development including system analysis and design for Islamic Investment and Finance solutions… read more

Ahmed Mohsen

Senior Vice President - Product Engineering

B.Sc. of Telecommunication Engineering, Alexandria University, Finance and Banking MBA, AASTMT.
25+ years of experience in enterprise software development, fintech, and ERP solutions. A proven leader in technology strategy... read more