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OUR TEAM

A group of industry veterans in the world of Islamic FinTech came together, with a game changing mentality and a unique vision, to revolutionize the way institutions grow their business.

MEET OUR TEAM

Who we are

Ithmaar’s founding team comes from a strong business and technology background. This includes experience in: Islamic Finance (Micro, Retail/ Consumer, Corporate: Most Islamic instruments (Murabaha, Ijara, Musharaka, Mudaraba, Istisnaa, Salam, Tawarruq), Micro-finance project concept, Facility Management, Entire Customer Lifecycle: (Prospect, KYC, Grading), Collection, legal follow-up, Product Set-up Engines, Corporate Compliance, Credit Bureau Requirements, E—Murabaha and Islamic Factoring).

The founding team is also experienced in Islamic Trade Finance (L/C, LG, Collection documents). Investments (CRM, Asset Management, Fund Management, Portfolio Management & Analysis, Sukuk & Private Equity). Islamic Treasury (Limit Management & Controls, Most Islamic Treasury Instruments (Foreign Exchange, Exchange of Deposits - Forex Swap, Reverse Murabha, Investment Agency, Tawarruq)). Core Banking (Retail) (Account setup engine). Back Office (GL, AP, AR, FA, Voucher Setup Engine).

OSAMA EZZELDIN

Managing Director

B.Sc. of commerce, Cairo University, post graduate in Computer Sciences from the American University in Cairo.
30+ years’ experience in the field of IT and Banking including information system management, business consultation... read more

Jayaram Vengayil

Consultant

ACA from the Institute of Chartered Accountants in England and Wales, Fellow of the Institute of Chartered Accountants of India and Member of the Chartered Institute for Securities and Investment (CISI), London.
30+ years varied and progressive experience in corporate leadership roles in the Gulf and India and now, as a fintech entrepreneur in Bangalore... read more

DR. WALEED ARAFA

Consultant

B.Sc. of architectural engineering, PhD in Computer Science, Cairo University.
27+ years of experience in software development including system analysis and design for Islamic investment and finance solutions,… read more

AHMED MOHSEN

Director - Product Engineering

B.Sc. of Telecommunication Engineering, Alexandria University, Finance and Banking MBA.
22+ years of working experience in the field of Software Development for Islamic Financing, Banking, and Investment solutions... read more